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TRUCKING · Atlanta, GA

How Highway Logistics caught a 23-day runway gap before payroll hit

A 14-truck Atlanta carrier saw a tight week 4 weeks before bills hit — and pulled a line of credit instead of bouncing payroll.

BEFORE
Cash visibilityDay-by-day
Surprise tight weeks~6 / year
NSF fees (2024)$2,400
AFTER
Cash visibility13 weeks forward
Surprise tight weeks0 in 90 days
NSF fees (2025 YTD)$0
"Pulse showed me a tight week four weeks out. I had time to chase one slow-pay broker and pull a line of credit instead of bouncing payroll. That alone paid for itself for the year."
— Operations Manager, Highway Logistics

Highway is a 14-truck carrier out of Atlanta. They run a mix of intrastate freight + a few long-haul brokers. The brokers are the problem — they pay net-30 most of the time, net-45+ sometimes.

The forecast that mattered

Pulse's 13-week forecast flagged Week 7 as the tight week — closing cash projected at $14K against $42K of typical weekly outflows. The next payroll Friday was inside that window.

What they did about it

  1. Called their slowest broker (45+ days out) and offered a 2% early-pay discount — the broker took it.
  2. Deferred a non-critical equipment maintenance payment by 3 weeks.
  3. Pulled $30K from a $100K standing line of credit (which they had but never used).

Total cost of the maneuver: ~$1,800 (the broker discount + a few days of line-of-credit interest). Cost if payroll had bounced: thousands in NSF fees + relationship damage with drivers.

The 'never bounce payroll' pattern

In the 9 months since connecting Pulse, Highway has hit zero NSF fees and zero tight weeks they didn't see coming.

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