Fixed Rate Term Loan

Business
Term Loans

Traditional business term loans with competitive APR-based rates and predictable fixed monthly payments. $25K–$2M, terms up to 5 years.

Loan Terms

Loan Amount$25K – $2M

Rate6% – 24% APR

Term1–5 years

Approval1–5 business days

Fixed monthly payments — budget with certainty

Process

How It Works

Complete a streamlined application with your business financials. No long paper forms or in-person meetings required.

Our AI matches your profile to lenders most likely to approve your specific business profile and use case.

Receive funds and begin repayment on a predictable fixed schedule — easy to budget and plan around.

Advantages

Predictable Fixed Payments

Know exactly what you owe each month. No surprises, no variable rates — ideal for long-term budget planning.

Lower Rates Than MCAs

Term loans are priced on APR, not factor rates. For qualified businesses, rates are significantly lower than short-term alternatives.

Build Business Credit

Term loan repayment history reports to business credit bureaus, strengthening your profile for future borrowing.

Larger Amounts Available

Qualify for up to $2M — significantly more than most working capital or MCA products can provide.

1+ year in business

650+ personal credit score

$100K+ annual revenue

Positive cash flow

Speed

1–5 days

Term

1–5 years

Compare offers from 150+ lenders. Fixed rates, predictable payments, fast decisions.