AI Analysis
DEBT CONSOLIDATION

Business Debt Consolidation

Consolidate stacked MCAs, term loans, and credit cards into one lower monthly payment. Our AI detects MCA payments from your bank statements automatically.

Max Amount
Up to $1M
Funding Speed
3–5 days
Term
12–60 months
Max Amount
Up to $1M
Funding Speed
3–5 days
Term
12–60 months
Analysis
AI-powered
— PROCESS —

How it works

Step 1

AI debt analysis

Connect your bank statements. Our AI automatically identifies all MCA payments, term loans, and credit card balances.
Step 2

One consolidation offer

We structure a single loan that pays off all existing obligations — often at a lower total monthly cost.
Step 3

Simplified repayment

One lender, one payment, one due date. Cleaner books, lower stress, better cash flow.
— ADVANTAGES —

Why this product works for you

  • Reduce monthly payments
    Combining multiple high-cost obligations into a single longer-term structure can dramatically reduce monthly cash outflow.
  • AI MCA detection
    Our AI reads bank statements and automatically identifies all daily MCA remittances — even ones you forgot about.
  • Stop the MCA stack
    Stacked cash advances compound costs rapidly. Consolidation stops the bleeding and gives you a clear exit path.
  • Improve borrower profile
    Once consolidated, your debt-service coverage improves — making you eligible for better rates on future financing.

Ideal for businesses with

  • $50,000+ in existing business debt
  • 6+ months in business
  • Active cash flow (even with debt burden)
  • Bank statements showing MCA or loan payments
Speed
3–5 days
Term
12–60 months

Get out of the debt stack

One payment. One lender. One clear path forward.

Apply now