AI-Powered Debt Relief

Debt
Restructuring

Restructure stacked MCA debt, term loans, and obligations into a single manageable payment — saving up to 30% on monthly outflow while restoring your cash flow.

Program Overview

Max AmountUp to $1M
SavingsUp to 30% monthly
Funding Speed3–7 days
Term12–60 months
One payment replaces all existing obligations

Process

How Debt Restructuring Works

1

AI Debt Audit

Connect your bank account. Our AI maps every MCA payment, loan, and obligation automatically — no spreadsheets needed.

2

Restructuring Plan

We model multiple scenarios — consolidation, refinancing, settlement options — and show you the lowest-cost path out of debt.

3

Single Lower Payment

Execute the plan. One payment replaces all existing obligations. Freed-up cash flow goes back into your business.

Advantages

Why Restructure Your Business Debt?

Reduce Total Monthly Outflow

Structuring high-cost short-term debt into longer-term obligations can dramatically reduce what you pay each month.

Stop MCA Stack Compounding

Multiple stacked advances create an accelerating debt burden. Restructuring stops the cycle with a single manageable path.

AI-Powered Debt Detection

Our AI identifies hidden payments from bank statements that owners sometimes overlook when calculating total debt burden.

Improve Lender Relationships

Restructuring demonstrates proactive financial management — improving how future lenders view your profile.

Who Qualifies?

$50,000+ in existing business debt
Active business (even if financially stressed)
Bank statements showing payment history
Willing to consolidate all obligations

Speed

3–7 days

Term

12–60 months

Get Your Free Debt Audit

Our AI maps your entire debt picture and shows you the fastest path to lower payments.

Start Free Audit