Business Debt Restructuring

An AI-mapped audit of every obligation, then a restructured plan that lowers your monthly outflow — without taking on more high-cost debt.

Max Amount

Up to $1M

Savings

Up to 30% monthly

Funding Speed

3–7 days

— PROCESS —

How it works

Step 1

Connect your bank account. Our AI maps every MCA payment, loan, and obligation automatically — no spreadsheets needed.

Step 2

We model multiple scenarios — consolidation, refinancing, settlement options — and show you the lowest-cost path out of debt.

Step 3

Execute the plan. One payment replaces all existing obligations. Freed-up cash flow goes back into your business.

— ADVANTAGES —

Reduce total monthly outflow
Structuring high-cost short-term debt into longer-term obligations can dramatically reduce what you pay each month.
Stop MCA stack compounding
Multiple stacked advances create an accelerating debt burden. Restructuring stops the cycle with a single manageable path.
AI-powered debt detection
Our AI identifies hidden payments from bank statements that owners sometimes overlook when calculating total debt burden.
Improve lender relationships
Restructuring demonstrates proactive financial management — improving how future lenders view your profile.

Speed

3–7 days

Term

12–60 months

Start with a free AI debt audit. See exactly what you owe and what's possible.