Bridge brokers across multiple product types so the right fit goes to each merchant. Quick summary:
Working capital advance
Daily or weekly automatic payments from your account, paid back as a % of revenue or a fixed amount. Best for: short-term cash flow gaps, restocking inventory, marketing pushes. Speed: 24 hours.
Equipment financing
Term loan secured by the equipment itself. Lower payments, longer term (3-7 years typical). Best for: trucks, machines, fit-outs. Speed: 3-7 days.
Invoice factoring
You sell unpaid invoices to a factor at a discount and get cash same-day. Best for: B2B businesses with slow-pay customers. Speed: same day after first invoice.
SBA loans
Federally-guaranteed term loans, lowest rates available. Slowest underwriting (2-6 weeks). Best for: established businesses with 2+ years of history, growth capital, refinancing high-cost debt.
Commercial real estate
Mortgages for owner-occupied or investment property. Specific to your purchase scenario.