Standard document checklist:
- Last 3 months of business bank statements (PDF or CSV)
- Driver's license (front side) — for owner verification
- Voided business check or bank letter — for ACH deposit
- EIN (just type it in the form, no document needed)
For SBA loans or large term loans (>$250K), you may also need:
- Last 2 years of business tax returns
- Last 2 years of personal tax returns (for owners with 20%+ stake)
- P&L + balance sheet (current year)
Pulse merchants
If you're on Pulse, we already have your bank-statement data via Plaid — you can skip the manual PDF upload for working capital products under $250K.