COMPARISON
Pulse vs Mercury
Mercury is a great business bank. Pulse is not a bank — Pulse is an intelligence layer that works on top of whatever bank you use, including Mercury. Lots of Mercury users connect Pulse to surface waste and forecast cash flow.
WHERE PULSE WINS
- Works on top of Mercury (and every other US business bank)
- Adds intelligence — Mercury's built-in analytics are thin compared to Pulse
- Subscription waste detection (Mercury doesn't flag forgotten recurring charges)
- 13-week forecast (Mercury's built-in projections are limited)
WHERE PULSE DOESN'T COMPETE
- Not a bank — you still need Mercury (or another business bank) for actually holding money
Feature comparison
| FEATURE | PULSE | MERCURY |
|---|---|---|
| Holds your money (it's a bank) | ✗ | ✓ |
| Intelligence layer / waste detection | ✓ | ✗ basic |
| 13-week cash forecast | ✓ automatic | ✗ limited |
| Industry benchmarks | ✓ | ✗ |
| Works on any bank | ✓ | ✗ Mercury only |
Pricing
| TIER | PULSE | MERCURY |
|---|---|---|
| Entry | Free year 1 | Free |
| After | $19.99/mo | Free / paid tiers |
RECOMMENDED USE
Use both: Mercury for banking, Pulse for the intelligence that Mercury's native analytics don't cover.