Sign in → Settings → Account → Delete account. We require email confirmation for safety. After confirmation:
- Immediately: your account is disabled, no further logins work, no further charges land
- Immediately: Plaid connection revoked, no more bank reads
- Within 30 days: all personal data deleted from production database
- Within 90 days: deletion propagated through backups
Some records are retained for legal/regulatory compliance (TCPA consent log, financial-services audit trail). These are anonymized but cannot be fully deleted.