← HELP·PULSE

How does Plaid work with Pulse?

Plaid is the same read-only connection Venmo, Robinhood, and Chime use. Pulse never sees your password.

Updated May 12, 2026

Plaid is the financial-data layer that connects fintech apps to bank accounts. Pulse uses Plaid in read-only mode, which means we can see your transactions but cannot move money or initiate any payments.

What Pulse can see

  • Transactions (date, amount, description) for the last 90 days, refreshed nightly
  • Account balance + name (e.g. "Operating Checking — last 4: 1234")
  • Account type (checking / savings)

What Pulse can't see

  • Your bank password — never. Plaid handles credentials inside its own vault.
  • The ability to move money in or out of your account
  • Card-specific data unless the card transactions land in the connected bank account
Same security as your favorite apps
Plaid is used by Venmo, Robinhood, Chime, Coinbase, and most major US fintech apps. SOC 2 Type II + AES-256 encryption at rest + TLS 1.3 in transit.
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Related articles.

Can Pulse see my bank passwords?
No. Plaid handles credentials in its own vault; Pulse never receives them.
How is my data protected?
TLS 1.3 in transit + AES-256 at rest + Supabase row-level security. We never sell your data. Period.
Why hasn't my Pulse data refreshed?
99% of the time: your bank requires re-authentication. 1%: a Plaid outage or bank-side issue.
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